TANTO, T. Financial Literacy and the Use of Financial Ratios in Improving MSME Performance in Indonesia: JEL Classification: G53, G32, M41, L26, O16. Journal of Management and Administration Provision , [S. l.], v. 6, n. 2, p. 357-367, 2026. DOI: 10.55885/jmap.v6i2.987. Disponível em: https://psppjournals.org/index.php/jmap/article/view/987. Acesso em: 17 jun. 2026.